At Midpoint Auto Group in Carrollton, TX, we specialize in “Buy Here Pay Here” or “BHPH” used auto financing. We have the ability to get you approved for your next used car loan without all of the hassle of submitting your used car loan to a bank or lending institution.


We stock a wide variety of inventory at Midpoint Auto Group, including used cars, used trucks, used vans, and used SUV’s. Each vehicle in our inventory goes through a rigorous inspection process to make sure that your vehicle is in the best condition.

Customer satisfaction is what we do best. All of our sales associates are not on commission at our dealership, to ensure that you have an honest sales experience with us. Come in today and see for yourself why so many people choose us!

Midpoint Auto Group has been in business and serving the Carrollton/Addison community since 2008. Our customers come from all around because they know they will find the best financing, the best vehicles, and the best prices at Midpoint Auto Group.







Your #1 Buy Here Pay Here In Carrollton Tx!
Bad Credit? Repos? No DL? 1st Time Buyer? No Problem! We Can Help!





Welcome to Midpoint Auto Group, Your Carrollton dealer.

We are a BUY HERE PAY HERE USED CARS dealership in Carrollton, We specialize in IN-HOUSE FINANCING helping good people with BAD CREDIT, NO CREDIT.

YOUR JOB IS YOUR CREDIT AT Midpoint Auto Group!

Serving our neighbors in the Carrollton community and in the surrounding areas such as Farmers Branch, Addison, Lewisville, Plano, Richardson, and Irving. We are an IN-HOUSE FINANCING car dealer in Carrollton and we strive to bring our customers the best hand selected inventory available at a fair down payment.

Many of you have visited multiple dealerships over time if not in the past few days and are being told the same thing over and over, "You Need a Co Signer" "You need $3000 down to get Financed" "You don't make enough Money" "You haven't been on your job long enough"...same song and dance just a different dealer or salesman saying it. We finance our vehicles "In House" so you will hear YES! With us, we finance you based on your ability to pay on the vehicle and stability financially. We look mostly at stability on employment an residence history...NOT A CREDIT SCORE.

REPO'S - BANKRUPTCY - BK - LOW CREDIT SCORE - MEDICAL BILLS - STUDENT LOANS - CHILD SUPPORT - ATTORNEY GENERAL - FIRST TIME BUYERS - DIVORCE - IDENTITY THEFT - NO CREDIT - OPEN AUTOS ... we will work around it all?!

REMEMBER...WE FINANCE YOUR PRESENT SITUATION, NOT YOUR PAST!!!

We provide a slow-paced, relaxing, comfortable atmosphere that everyone enjoys. We pride ourselves in helping people with past bumps in the road get a quality vehicle at an affordable payment. No matter your current or past credit issue’s, we have an in house finance program to fit your needs. We offer flexible terms and low and affordable down payments.









Our Makes

Browse through the vast selection of vehicle makes that have recently been added to our inventory.





No-Hassle Financing

Your job is your credit with Midpoint Auto Group, and we can get you approved for an auto loan with no problem, even with a bad credit score!

Great Vehicle Selection

We stock a great selection of units in our inventory. Cars, Trucks, Vans, SUV’s, Sedans, Family Crossovers, we have it all!

We Listen To You

We want to hear about your experience at our dealership. Let us know how we did, we would love to hear from you!